For many Kiwis, working as a photographer is a dream come true. Many photographers are sole traders or may even own their own businesses, meaning that they have the freedom to plan their day however they choose. Photographers have so much choice and there is a niche for every interest and talent. You could specialise in fashion, sports, advertising, medical or even food photography. Like most photographers, you’ve probably put long hours and a large financial investment into your business. That’s why it makes sense to protect your photography business with the appropriate insurance. This can be especially true if you are a sole trader – should the worst happen, the financial responsibility will fall on you, potentially bankrupting you and your business, forcing you to shutter your doors forever.